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Prequalification Assistance
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Prequalify Why Prequalify?
Prequalifying is a good and very important first step in the home buying process.
It's a necessary step in order to get started.
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Getting prequalified carries a number of
advantages. From knowing how much home you can afford to informing a seller that you are serious
and ready to buy.
In order to
calculate the price of home you can afford, your financial position
needs to be assessed. By prequalifying for a given loan amount, you can
adequately shop for a home within your price
range.
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Prequalification Letter
A lender may provide you with a prequalification letter, however
neither your or the lender are required to do business with each
other. The letter only states that you have undergone the prequalification
process and it confirms a price range you and your REALTOR®
will need.
What You Typically Need to Prequalify
You can save a lot of time in the prequalification process by
preparing some information before you get started.
• Personal
information (e.g. Name, Phone
Number, Address, Date of Birth)
• Social
security number
• Recent
pay stubs, W2 Forms for 2 years, or other proof of
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employment and salary
• Checking and/or Savings Account statements
• If you are self-employed, balance sheets, income statements
and
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tax returns for the past 2 years.
Who do I contact to get prequalified?
You can call (505) 730-8181 or e-mail info@nmealty.com
to get started with the prequalification process. We
offer a free, no obligation consultation.
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